Bhutan Insurance limited offers comprehensive commercial product line aimed at businesses of all kinds and sizes. We offer products that match your business needs and provide you a perfect protection cover

The coverage is generally defined by reference to clauses known as Institute Clauses. The ICC (C), ICC (B) and ICC (A) Clauses define different levels of coverage against marine risks and the cargo may be covered subject to any one of these clauses. The type of policy available is the specific policy to cover single consignment or an open policy.

There are three types of covers: Institute Cargo Clause (C) : Named Peril basis Institute Cargo Clause (B) : Named Peril basis Institute Cargo Clause (A) : offers the widest form of cover under Marine Cargo Insurance in so far as it relates to the perils covered. ICC (A) is an unnamed perils clause. Sum Insured

This is an agreed value policy. Normally, insurance is taken for CIF+10%

Rate depends on factors like nature of cargo, scope of cover, packing, mode of conveyance, distance and past claims experience

This policy does not cover loss or damage due to willful misconduct, ordinary leakage, improper packing, delay, inherent vice, war, strike, riot and civil commotion

On payment of additional premium, Insured can opt for certain extensions to the cover provided under the policy. Extensions available are War, Strike, Riot and Civil Commotion and Duty Insurance Cover

The coverage is generally defined by reference to clauses known as Institute Clauses. The ICC (C), ICC (B) and ICC (A) Clauses define different levels of coverage against marine risks and the cargo may be covered subject to any one of these clauses.

There are three types of covers:

1. Institute Cargo Clause (C): Named Peril basis

2. Institute Cargo Clause (B): Named Peril basis

3. Institute Cargo Clause (A): offers the widest form of cover under Marine

Cargo Insurance in so far as it relates to the perils covered. ICC (A) is an unnamed perils clause. The type of policy available is the specific policy to cover single consignment or an open policy.

This is an agreed value policy. Normally, insurance is taken for CIF+10%

Rate depends on factors like nature of cargo, scope of cover, packing, mode of conveyance, distance and past claims experience

This policy does not cover loss or damage due to willful misconduct, ordinary leakage, improper packing, delay, inherent vice, war, strike, riot and civil commotion.

On payment of additional premium, Insured can opt for certain extensions to the cover provided under the policy. Extensions available are War, Strike, Riot and Civil Commotion and Duty Insurance Cover